3 Credit Card Perks to Consider When Signing Up For a Card

There are a number of credit card perks that are available even if people don’t care to look closely enough. You can actually find it in the full benefits statement when you pick a credit card.

You might actually be pleasantly surprised with what you find even if there are exclusions that you must look at too.

Here are 3 of these credit card perks:

 1: Price Protection

It can be annoying to find that a product you’ve bought was lower in cost right after you bought it. In this case, there’s a perk known as price protection. If you’ve found out within a window of time (usually, 60 to 90 days) if this is so, you will get refunded for the difference. Of course, you’ll have to file a claim for this. But also check what type of purchases are covered by this perk too.

2: Return Protection

Have you found yourself in a situation where you wanted to return something back? In some situations, it might be too late. In that case, you can use a perk known as return protection. Some cards offer this perk that lasts from 60 to 90 days where if the merchant refuses to take it back, your credit card issuer will offer you a refund. Just in case: make sure that you check for details on restrictions and exclusions.

3: Zero Transaction Fees

If you are planning to travel outside the United States in the near future, think of picking a card that does not charge foreign transaction fees. Usually, it is 3% of every transaction that you make. This can easily add over the trip that you make. There are two cards that offer this: Discover it from Discover and VentureOne card from Capital One.