3 Holiday Savings Tips That Will Help You Spend Less

It’s hardly Halloween and the ads are already out for Black Friday – the day when people flood stores to save money for the holidays. Well, there’s no need to be waking up that early in order to get the best deals.

Here are 3 holiday savings tips that will help you spend less:

1: Don’t wait for sales

Sometimes you don’t have to wait for sales to occur. Retailers like Walmart, Macy’s, Sears, Best Buy and Target will credit the difference if an item you bought at full price is marked down a few days later. Just don’t shop a week before Thanksgiving and expect the price to drop during Black Friday sales.

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2: Take Your Time With Holiday Gifts

It’s better to hold off most of your purchases after Black Friday. For one, buying toys from Amazon and Walmart get cheaper as you approach Christmas. Also, purchasing high quality HDTVs is best after Christmas too. In particular, this is during late January and early February. As for winter apparel, high-end gaming laptops and furniture, it’s best to wait after the holidays too. For that matter, give someone expecting such an item a gift card so that they can go shopping then.

3: Buy non-gift items too

Holiday sales are not just for buying gifts. A number of non-gift items get marked down so shoppers can also save on everyday items too. A number of online drugstores offer toiletries and household products. In fact, Astor Wines and Groupon also host big sales on wines too. These bottles will definitely come in handy during the holiday parties as well.

Tip of the Day

Credit cards can be a good tool if used properly. But they can become a financial drain. Make sure you pay more than the minimum to get your balance down.

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